94558Napa, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 94558.

51out of 100
Area Score
Bottom 19% of 5,298 published profiles

How we calculate this

How this area ranks
OpportunityTop 22% of 6,210 published ZIP areas69
Growth4785th of 5,428 published ZIP areas26
Housing affordability6112th of 6,685 published ZIP areas45
ClimateTop 26% of 6,789 published ZIP areas77
Physical resilience5613th of 6,709 published ZIP areas22
Access5243rd of 6,791 published ZIP areas81
Economic stability3760th of 6,742 published ZIP areas57
The quick read

94558 ranks in the top 22% of published ZIP profiles for employment opportunity, with unemployment at 4.0% and median household income of $113,269.

Residential permitting has slowed: 129 units authorized over the past twelve months, 15% below the prior year.

Physical-risk exposure is above the national median, driven mainly by inland flooding, earthquake and drought.

At a glance

Population
63,657
2024 ACS 5-Year
Median household income
$113,269
Top 12% nationally
Density
158/sq mi
401.7 sq mi of land
Median age
44.5
2024 ACS 5-Year
City
Napa
California
Metro area
Napa, CA
Nearest major airport
SMF
39 mi · Sacramento Intl
Median home value
$890,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.0% is lower than 68% of the 6,544 measured US ZIP areas.

Employment fell 0.3% over the past year, to 42,448 employed residents.

40% of adults hold a four-year degree, higher than 79% of measured US ZIP areas.

Household income is higher than at least 88% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$8,498$113,269Top 12%2024 ACS 5-Year
Per capita income ±$3,488$63,636Top 9%2024 ACS 5-Year
Poverty rate8.5%Bottom 39%2024 ACS 5-Year
Average commute26.3 minBottom 42%2024 ACS 5-Year
Bachelor's degree or higher40.1%Top 21%2024 ACS 5-Year
Employment42,448Bottom 42%June 2026
Employment change (3 years)-0.6%Bottom 40%June 2026
Employment change (year over year)-0.3%Top 34%June 2026
Labor force44,208Bottom 42%June 2026
Labor force participation62.0%Top 45%2024 ACS 5-Year
Mean annual wage$72,110Top 30%2025 OEWS
Median annual wage$55,210Top 29%2025 OEWS
Unemployment change (year over year)-0.2%Bottom 36%June 2026
Unemployment rate4.0%Bottom 32%June 2026
Median household income, successive ACS releases
2021202220232024113k102k
Each point is a separate five-year estimate, most recently $113,269 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Napa, CA
OccupationPeople employedMedian annual wage
Farmworkers and Laborers, Crop, Nursery, and Greenhouse3,520$44,370
Home Health and Personal Care Aides2,900$34,320
Retail Salespersons2,150$40,780
Waiters and Waitresses1,930$37,130
Registered Nurses1,610
Cashiers1,540$38,500

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Napa, CA, the city containing this ZIP code.

There are 23.3 students for every full-time teacher, more than in most measured places.

Public schools
18
2024-25 school year
Students per teacher
23.3
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Napa HighNapa Valley Unified1,64223.1
Vintage HighNapa Valley Unified1,62223.5
Redwood MiddleNapa Valley Unified86823.5
Silverado MiddleNapa Valley Unified67319.2
Browns Valley ElementaryNapa Valley Unified65124.1
Unidos MiddleNapa Valley Unified59924.0
Napa Valley Language AcademyNapa Valley Unified56024.3
Willow ElementaryNapa Valley Unified47224.8
Pueblo Vista ElementaryNapa Valley Unified45125.1
Bel Aire Park ElementaryNapa Valley Unified41024.1
Snow ElementaryNapa Valley Unified40222.3
Northwood ElementaryNapa Valley Unified38122.4

64.0% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against California’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $2,385 takes 25% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 7.9 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
25.3%
Below the 30% cost-burdened threshold
Home price to income
7.9×
median home value ÷ median income
Median gross rent
$2,385
2024 ACS 5-Year
Median home value
$890,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income7.86Top 4%2024 ACS 5-Year
Homeownership rate67.5%Bottom 25%2024 ACS 5-Year
Housing units ±70827,493Top 1%2024 ACS 5-Year
Median gross rent ±$80$2,385Top 4%2024 ACS 5-Year
Median home value ±$15,003$890,500Top 3%2024 ACS 5-Year
Rent as a share of income25.3%Top 14%2024 ACS 5-Year
Vacancy rate10.8%Bottom 49%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
26/ 100
Ranks 4785 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 1.6 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
129
12 months ending July 2026
Per 1,000 residents
1.6
Bottom 36% nationally
Year over year
−15%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Napa, CA, the city containing this ZIP code.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 95°F and January a low of 38°F.

Normal annual precipitation is 24.8 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station VACAVILLE NUT TREE AP, 12.5 miles from this location.
Precipitation
JFMAMJJASOND5.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation24.8"1991-2020 Normals
Average January low38°F1991-2020 Normals
Average July high95°F1991-2020 Normals
Comfortable months81991-2020 Normals
Seasonal temperature swing30°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

22 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and drought.

DroughtHigh
LandslideModerate
EarthquakeHigh
WildfireModerate
Inland floodingHigh
Coastal floodingModerate
Heat waveModerate
AvalancheModerate

Low or minimal exposure: volcanic activity, lightning, tornado, hail, strong wind, winter weather, tsunami.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 39 miles away.

AirportCodeDistanceLongest runway
Sacramento IntlSMF39 mi8,605 ft
Oakland San Francisco BayOAK46 mi10,520 ft
Mc Clellan AirfieldMCC47 mi10,599 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

94558 vs Napa

How this ZIP area compares with Napa as a whole. Both figures come from the same ACS release, so the comparison is like for like.

94558
Napa
Median household income
$113,269
vs
$105,963
Per capita income
$63,636
vs
$56,032
Population density
158/sq mi
vs
4,334/sq mi
Median home value
$890,500
vs
$856,400
Median gross rent
$2,385
vs
$2,282
Homeownership rate
67.5%
vs
58.7%
Bachelor's degree or higher
40.1%
vs
38.2%
Poverty rate
8.5%
vs
8.5%
Median age
44.5
vs
41.5

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.