95519McKinleyville, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95519.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity4805th of 6,210 published ZIP areas41
Housing affordability5808th of 6,685 published ZIP areas51
Climate3417th of 6,789 published ZIP areas70
Physical resilience5340th of 6,709 published ZIP areas25
Access6755th of 6,791 published ZIP areas3
Economic stability5195th of 6,742 published ZIP areas43
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 5.0% and the Opportunity signal places 95519 in the bottom 23%.

Buying strains local incomes far more than renting does — the median home is 6.4 times median household income, against a historic benchmark near three — while rent takes 26% of it.

Physical-risk exposure is above the national median, driven mainly by earthquake, inland flooding and coastal flooding.

At a glance

Population
18,728
2024 ACS 5-Year
Median household income
$73,280
Top 48% nationally
Density
348/sq mi
53.8 sq mi of land
Median age
41.7
2024 ACS 5-Year
City
McKinleyville
California
Metro area
Eureka-Arcata, CA
Nearest major airport
MFR
115 mi · Rogue Valley Intl/Medford
Median home value
$469,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.0% is lower than 28% of the 6,544 measured US ZIP areas.

Employment fell 2.2% over the past year, to 56,547 employed residents.

39% of adults hold a four-year degree, higher than 78% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$6,563$73,280Top 48%2024 ACS 5-Year
Per capita income ±$3,125$39,056Top 42%2024 ACS 5-Year
Poverty rate13.4%Top 37%2024 ACS 5-Year
Average commute21.8 minBottom 19%2024 ACS 5-Year
Bachelor's degree or higher39.1%Top 22%2024 ACS 5-Year
Employment56,547Top 48%June 2026
Employment change (3 years)0.1%Top 49%June 2026
Employment change (year over year)-2.2%Bottom 15%June 2026
Labor force59,531Top 48%June 2026
Labor force participation57.3%Bottom 38%2024 ACS 5-Year
Unemployment change (year over year)-0.3%Bottom 31%June 2026
Unemployment rate5.0%Top 28%June 2026
Median household income, successive ACS releases
202120222023202473k61k
Each point is a separate five-year estimate, most recently $73,280 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for McKinleyville, CA, the city containing this ZIP code.

There are 19.5 students for every full-time teacher, more than in most measured places.

Public schools
6
2024-25 school year
Students per teacher
19.5
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
McKinleyville HighNorthern Humboldt Union High56617.2
McKinleyville MiddleMcKinleyville Union Elementary30218.9
Dow's Prairie ElementaryMcKinleyville Union Elementary28321.8
Morris ElementaryMcKinleyville Union Elementary25528.3
Fieldbrook ElementaryFieldbrook Elementary9018.0
Mad River High (Continuation)Northern Humboldt Union High2814.0

52.8% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against California’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,603 takes 26% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 6.4 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
26.3%
Below the 30% cost-burdened threshold
Home price to income
6.4×
median home value ÷ median income
Median gross rent
$1,603
2024 ACS 5-Year
Median home value
$469,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income6.41Top 8%2024 ACS 5-Year
Homeownership rate64.2%Bottom 21%2024 ACS 5-Year
Housing units ±4898,152Top 20%2024 ACS 5-Year
Median gross rent ±$169$1,603Top 19%2024 ACS 5-Year
Median home value ±$14,809$469,400Top 15%2024 ACS 5-Year
Rent as a share of income26.3%Top 11%2024 ACS 5-Year
Vacancy rate8.9%Bottom 41%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 63°F and January a low of 41°F.

Normal annual precipitation is 46.1 inches.

Air quality measures a median index of 38, in the Good band, and no day in the year passed 100.

30°50°70°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ARCATA EUREKA AP, 3.1 miles from this location.
Precipitation
JFMAMJJASOND8.9"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index58.02024 calendar year
Annual precipitation46.1"1991-2020 Normals
Average January low41°F1991-2020 Normals
Average July high63°F1991-2020 Normals
Comfortable months41991-2020 Normals
Days above AQI 10002024 calendar year
Median air quality index38.02024 calendar year
Seasonal temperature swing10°F1991-2020 Normals
Air quality
Median air quality index
38
Good on a typical day
Worst tenth of days
58
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

25 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and coastal flooding.

LandslideModerate
EarthquakeHigh
WildfireModerate
Inland floodingHigh
Coastal floodingModerate
Heat waveModerate
AvalancheModerate

Low or minimal exposure: tsunami, drought, lightning, hail, winter weather, tornado, strong wind.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Humboldt County records 3.2 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 20.9 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 45.5 per 100,000 residents in Humboldt County.

Homicide
3.2
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
20.9
per 100,000 residents · under 10 deaths
Drug overdose
45.5
per 100,000 residents · under 10 deaths
Suicide
29.1
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Humboldt County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 95519 rather than 95519 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

No airport meeting the AreaProfile major-airport definition lies within 100 miles; the nearest is 115 miles away.

AirportCodeDistanceLongest runway
Rogue Valley Intl/MedfordMFR115 mi8,800 ft
Sacramento IntlSMF204 mi8,605 ft
Mc Clellan AirfieldMCC212 mi10,599 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

95519 vs McKinleyville

How this ZIP area compares with McKinleyville as a whole. Both figures come from the same ACS release, so the comparison is like for like.

95519
McKinleyville
Median household income
$73,280
vs
$73,327
Per capita income
$39,056
vs
$36,859
Population density
348/sq mi
vs
820/sq mi
Median home value
$469,400
vs
$457,600
Median gross rent
$1,603
vs
$1,607
Homeownership rate
64.2%
vs
62.9%
Bachelor's degree or higher
39.1%
vs
38.3%
Poverty rate
13.4%
vs
14.2%
Median age
41.7
vs
41.1

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.