AreaProfile

85298Gilbert, Arizona

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 85298.

60
Area Score
Bottom 43% of 695 published profiles

How we calculate this

How this area ranks
OpportunityTop 38% of 727 published ZIP areas59
Growth572nd of 701 published ZIP areas27
Housing affordabilityTop 34% of 800 published ZIP areas79
Climate656th of 779 published ZIP areas59
Physical resilience481st of 800 published ZIP areas47
AccessTop 12% of 779 published ZIP areas99
Economic stabilityTop 5% of 800 published ZIP areas82
The quick read

Residential permitting has slowed: 500 units authorized over the past twelve months, 70% below the prior year.

A major airport is 6 miles away, giving the area unusually direct access to the national air network.

Its Area Score of 60 places 85298 in the top 57% of published ZIP profiles.

At a glance

Population
44,114
2024 ACS 5-Year
Median household income
$156,425
Top 3% nationally
Density
2,815/sq mi
15.7 sq mi of land
Median age
40.6
2024 ACS 5-Year
City
Gilbert
Arizona
Metro area
Phoenix-Mesa-Chandler, AZ
Nearest major airport
IWA
6 mi · Mesa Gateway
Median home value
$652,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.2% is lower than 76% of the 1,061 measured US ZIP areas.

Employment fell 3.9% over the past year, to 151,753 employed residents.

53% of adults hold a four-year degree, higher than 90% of measured US ZIP areas.

Household income is higher than at least 97% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$8,665$156,425Top 3%2024 ACS 5-Year
Per capita income ±$3,342$59,937Top 11%2024 ACS 5-Year
Poverty rate3.2%Bottom 11%2024 ACS 5-Year
Average commute31.1 minTop 33%2024 ACS 5-Year
Bachelor's degree or higher53.5%Top 10%2024 ACS 5-Year
Employment151,753Bottom 33%June 2026
Employment change (3 years)-1.9%Bottom 18%June 2026
Employment change (year over year)-3.9%Bottom 6%June 2026
Labor force158,428Bottom 33%June 2026
Labor force participation66.8%Top 25%2024 ACS 5-Year
Mean annual wage$69,630Top 42%2025 OEWS
Median annual wage$51,380Top 45%2025 OEWS
Unemployment change (year over year)0.8%Top 13%June 2026
Unemployment rate4.2%Bottom 24%June 2026
Median household income, successive ACS releases
2021202220232024156k129k
Each point is a separate five-year estimate, most recently $156,425 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Phoenix-Mesa-Chandler, AZ
OccupationPeople employedMedian annual wage
General and Operations Managers81,520$98,610
Retail Salespersons69,060$35,960
Customer Service Representatives68,930$46,410
Home Health and Personal Care Aides57,940$36,930
Laborers and Freight, Stock, and Material Movers, Hand56,420$44,950
Fast Food and Counter Workers54,900$34,540

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Gilbert, AZ, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $2,785 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.2 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
21.4%
Below the 30% cost-burdened threshold
Home price to income
4.2×
median home value ÷ median income
Median gross rent
$2,785
2024 ACS 5-Year
Median home value
$652,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.17Top 26%2024 ACS 5-Year
Homeownership rate91.1%Top 16%2024 ACS 5-Year
Housing units ±69915,058Top 8%2024 ACS 5-Year
Median gross rent ±$126$2,785Top 2%2024 ACS 5-Year
Median home value ±$15,870$652,400Top 7%2024 ACS 5-Year
Rent as a share of income21.4%Top 28%2024 ACS 5-Year
Vacancy rate4.4%Bottom 20%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
27/ 100
Ranks 572 of 701 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 1.8 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
500
12 months ending July 2026
Per 1,000 residents
1.8
Bottom 18% nationally
Year over year
−70%
vs the prior twelve months
Multifamily share
56.6%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Gilbert, AZ, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 107°F and January a low of 46°F.

Normal annual precipitation is 7.2 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station PHOENIX SKY HARBOR INTL AP, 20.5 miles from this location.
Precipitation
JFMAMJJASOND0.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation7.2"1991-2020 Normals
Average January low46°F1991-2020 Normals
Average July high107°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing40°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

47 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, heat wave and wildfire.

Heat waveModerate
Inland floodingElevated
WildfireModerate
HailModerate
LandslideModerate
AvalancheModerate

Low or minimal exposure: strong wind, drought, earthquake, lightning, tornado, winter weather, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

6 major airports lie within 100 miles, the nearest 6 miles away.

AirportCodeDistanceLongest runway
Mesa GatewayIWA6 mi10,401 ft
Phoenix Sky Harbor IntlPHX21 mi11,489 ft
ScottsdaleSDL28 mi8,249 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
60
Your Score

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

85298 vs Gilbert

How this ZIP area compares with Gilbert as a whole. Both figures come from the same ACS release, so the comparison is like for like.

85298
Gilbert
Median household income
$156,425
vs
$122,551
Per capita income
$59,937
vs
$52,085
Population density
2,815/sq mi
vs
4,075/sq mi
Median home value
$652,400
vs
$575,100
Median gross rent
$2,785
vs
$2,110
Homeownership rate
91.1%
vs
73.1%
Bachelor's degree or higher
53.5%
vs
48.2%
Poverty rate
3.2%
vs
5.3%
Median age
40.6
vs
36.1

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.